Although The CJ Investment Newsletter regularly discusses investment concepts, from time to time it used to feature "Mini-Lessons" which would focus on one aspect of investing or concepts that affect investing. In this fashion, readers would become more knowledgeable and discerning when exposed to information that included some of these concepts. Some of these Mini-Lessons are presented below. Perhaps Mini-Lessons will again appear in newer CJ Newsletters when the time and subject are appropriate.